All about Partial Occupancy Certificate

About Occupancy Certificate, we have all heard of! Occupancy Certificate (OC) is a certificate issued by the local statutory development authority which permits the builder to allow the buyers to occupy the building. This is mandatory to obtain for buildings having more than five units.

But have you heard of Partial OC?

Partial Occupancy Certificate can also be obtained in case of larger projects that are being built in different phases and blocks. Once a specific block is complete the concerned authorities like the BDA or BBMP in Bangalore inspects the building and grants the partial OC. Thereafter the next phases get completed and after completion of each phase, partial OC is granted and finally a common OC is given to replace the rbpartial OCs for the entire project. In short a Partial OC allows a part of the building to be occupied. 

What is the validity period of a Partial OC?

The Partial OCs are valid till the final OC is granted for the entire building or the project. 

What is the provision of Partial OC in law?

The Bangalore Building Bye-laws 2003 state that no one can occupy or allow any new building or part of it to be occupied until the occupancy certificate is issued. This occupancy certificate should be granted by an officer of a local development authority authorized to do so. He will issue the certificate if he feels that the building is completed as per the sanctioned plan and is fit to use for the purpose for which it is erected. In certain cases the authorized body may allow partial Occupancy Certificate allowing partial occupancy at different floors or sections. This implies that the builder should apply for the Occupancy Certificate (OC) from the right statutory authority like BDA or BBMP.

What are the advantages and limitations?

The biggest advantage is that you would get immediate possession even though the building is not completed fully. It is enough to get water and electricity connection through a partial OC.

The disadvantage is that partial OC is not enough to get approval for your homeloans or even application of Khata Certificate is also not possible. That can only be done after you get a full Occupancy Certificate. 

What are the essentials for the buyers?

In case the buyer of a property buys a flat or an apartment being completed in phases one can look for a partial OC. But on completion the buyer should insist for a full OC from the builder. Just like the application of the OC the developer or thebuilder needs to apply for a partial OC within a period of 30 days from the date of completion of the phase or the part of the building.

India beware, lest you get pasted under a flyover in the name of development!

India is advancing with many flyovers and infrastructural growth all over the subcontinent. There are varying political situations in whole of the country. People say there is growth in every corner. Yet another section of the society says there is corruption too. Growth can’t happen along with corruption. We are busy with people’s utterances and comments like intolerance and anti-Indianism and we waste time with all these petty things. But first of all, don’t you think life is most precious of them all? If you don’t then you can be busy with such petty things and one fine day get pasted underneath a flyover with thousands of concrete on your head and yet being alive and asking for water. 

I come from Kolkata. I know that the area near Ganesh Takiz where the flyover was built is one of the busiest areas of Kolkata. In the morning at any point of time there are at least that many people under it as you would see in Chennai Central station or a busy station of Mumbai at a rush hour. The whole flyover collapsed. The government says only 22 people died and few are injured. Dear Countrymen, how long are you going to sleep and die under the flyover and go on listening to nonsense. Please arise and take part in this kind of deadly acts which I think is even more heinous than what General Dier did in Jallianwala bagh. Don’t you think so? The reason is that was the cruelty and mindless terrorism of one man, General Dier which was open and direct. But this is the cruelty, negligence and anti-social urge of many people who are in power which is working against you and me under ground. They are still there today trying to betray the whole nation and trying to take the lives of your kith and Kin. 

IVRCL Limited which is a Hyderabad based company which got contracts for constructing flyovers in Kolkata had constructed this flyover. The Chairman of the company has stated that it is an act of God. But it is not. If you read through the analysis and study the videos and comments of the engineers and politicians you will get to know that there is marked negligence in the construction. Many big companies like L&T and others have stopped taking contracts in Kolkata and in that this company started constructing and this is what the result was. Don’t you think that this is a joint sabotage on human lives in the name of development by a coterie of politicians and businessmen? The Chief Minister Ms. Mamata Bannerjee is saying that this flyover started its construction in 2008 while CPM was ruling. Just see that she is still worried about her position and is busy in saving her political image instead of thinking of saving the lives that are remaining. Instead she should look into the fact as to what is needed to be done to prevent such untoward incidents in the future. If you do not want to get pasted under a bridge or a flyover please, please write and let your wrath, disgust and discontent about the system vent in a manner that it creates enough public furore to go against such heinous businessmen and politicians and overthrow them. We should jointly condemn such political system which allows such negligence and the businessmen that creates such public assets. If you don’t it may claim your life one day. India, Beware!!
My heart felt condolences to the diseased and the ones who are injured. May God heal the injured quickly.
Jai Hind!